Simple yet powerful money planning

Stay ahead of your cash

See where your cash will land across accounts for the next 30–180 days so you can spot dips early and move money before they happen. Auto‑categorize recent spending, plan transfers with confidence, and watch your net worth update automatically.

Fast setup Get ready in minutes, not hours
Spot dips early Move money in time
Dynamic visualization See what matters at a glance

Financial Dashboard

Today, Oct 7
TOTAL CASH BALANCE
$12,843
+10.5% from last month
MONTHLY REVENUE
$5,450
+25.7% from last month
MONTHLY EXPENSE
$3,980
+24.5% from last month
MONTHLY CASH FLOW
$1,470
+28.3% from last month

See your cash 30–180 days ahead with clarity

Cashflow Tracker

Set your regular pay cheques and bills once, then watch projected cash flow 30–180 days ahead for each account with customizable transaction view. Catch dips before they happen, avoid overdrafts, and plan transfers with confidence.

Net Worth Roll-up

Cash balances roll into Net Worth Tracker instantly with customizable transaction view. Add your investments, real estates and liabilities to see your net worth trend months ahead.

Dashboard at a Glance

See all significant financial metrics in an interactive and time-based data vitalization, including cash flow trends, upcoming payments, periodic transaction analysis and transaction calendar.

Smart Spending and Budget Analyzer

Turn your statements to insights in minutes. Drop in a credit card CSV and we auto categorize common merchants instantly. Have the freedom to customize all spending categories to your preference to adjust suggested categories and fix outliers. Our interactive charts help you audit your spendings by categories or merchants.

Spreadsheet Familiarity

Get the hang of cash tracking in minutes with structured and popular spreadsheet functions built in such as sheet‑like layout, select to sum, redo/undo functions and in-cell edits, without the headaches of broken formulas or links.

Simple Weekly Check-ins

The system is designed for you to stay on track of your cash situation with weekly 10min check-ins to confirm balances, cover upcoming bills, and catch issues early, so you can spend with confidence and avoid surprises.

See what our users have to say after using Sonnet

“I used to get hit with 1–2 overdrafts every quarter. Three weeks with Sonnet and I could see dips coming. Moved money in time and now zero fees in 6 months.”

AT
Alex Tran Freelancer

“Imported 3 months of statements in about 5 minutes, spotted $87/month in forgotten subscriptions, and cut them. That’s $1,044/year back.”

PS
Priya Sharma Product Manager

“Seeing next month’s balance let me put an extra $200 toward my card without panic. I’m on track to clear $3,200 in 12 months.”

DK
Daniel Kim Graduate Student